Group buying allows Apollo to keep prices low while offering quality insurance products. It’s how insurance was meant to work.
To be a small business owner or entrepreneur takes courage, dedication, and a lot of hard work. We know that your small business is unique, and we’ve created insurance products that match your needs.
Winnipeg has one of the most diversified economies in Canada, with stable economic growth and one of the nation’s lowest unemployment rates.
Although Manitoba is rich in natural resources and fertile farmland, the provincial economy is not dependent on any single industry or commodity. In fact, studies by Moody’s Investors Services of New York have shown that Winnipeg has one of Canada’s most diverse urban economies. This diversity has led to an unemployment rate that is consistently among the lowest in Canada.
The diverse manufacturing base – which includes aerospace materials, buses, building products, machinery, furniture, electronics, pharmaceuticals, plastics, and processed foods – allows Manitoba’s economy to prosper even when prices for cyclical commodities decline.
Affordable industrial land and office rents, electricity at some of the lowest rates in North America, and productive, skilled workers give Manitoba businesses an edge.
In a 2010 study that compared business costs for 17 industries in 112 cities around the world, consulting firm KPMG found that Canada ranked second in overall business cost competitiveness, with a cost advantage of 5% over the US. Winnipeg ranked as the lowest-cost city in the North American Midwest, with an overall cost advantage of 6.1% relative to the US average.
Whether your Winnipeg business is small or large, or if you’re looking for personal or event insurance, Apollo Insurance Solutions has you covered. We will get you the best insurance quote as quickly as possible, so you can get back to your work and your life in Winnipeg.
Here are the broad categories of business classes who can buy coverage online in Winnipeg:
What kinds of insurance do small businesses in Winnipeg need?
There are several types of insurance every small business should have.
Professional Liability insurance
Also known as Errors and Omissions insurance (E&O), Professional Liability insurance will cover you and your business from claims of negligence, failing to properly render your professional services.
It covers you even if the claim is frivolous or you haven’t actually done anything wrong.
General Liability insurance
A Commercial General Liability (CGL) insurance policy will cover the business against claims that someone was injured, or somebody’s property has been damaged. Regardless of whether or not the small business is at fault, it can be accused of negligence and sued for a variety of things, making this a critical coverage for any business.
Every small business has property, whether that’s a single computer, warehouses full o stock and inventory, or an office full of valuable equipment.
Without contents insurance, the business would have to pay out of pocket to repair or replace damaged contents.
This could negatively impact your finances, and any delays could disrupt your business.
Nonprofit Directors & Officers insurance
Directors and Officers insurance protects against losses caused by negligence or honest mistakes made by your organization’s directors and officers. Not only will it cover any amounts you’re required to pay should you lose a lawsuit, the insurance company will even pay for your legal fees and court costs. This is important because even though your nonprofit may be run by a perfect leadership team, just the cost of defending a frivolous lawsuit can cripple your ability to operate.
What types of Winnipeg businesses qualify to buy commercial insurance online from Apollo?
There are over 250 types of small businesses that qualify to buy insurance online, with documents issued immediately. Find yours here.
There are over 250 types of
small businesses that qualify
to buy insurance online
Some businesses are inherently more risky than others. If your business is a reworks factory that has a paper storage facility attached, it might be a little more complicated. We can help you out, but we’ll have to get some smart people to take a second look to make sure you have the right coverage.